Spiritual Fire Insurance

D&C 64:23
“Behold, now it is called today until the coming of the Son of Man, and verily it is a day of sacrifice, and a
day for the tithing of my people; for he that is tithed shall not be burned at his coming.”
I remember when I was in Seminary many years ago and this was the scripture that was called the Fire Insurance Scripture. It was always an incentive to keep my tithing paid.
I hear that there are many people in our church who do not pay their tithing. A large part of one of my congregations that I attended  had not been paying. This had been a shock to me because I always felt that this is what separated us from the other churches on a temporal level. Did you realize that we were and as far as I still know, still are the only church organization that is out of debt? Why is this? Because we pay our debts.
During the time of the early Saints, people brought their tithes to the bishop’s storehouse. This was paid normally with food or other items of value. Now days, it is simpler. We write a check then we put it in one of those many gray envelopes and hand it to a member of our bishopric.
When did the time come that we have forgotten what the blessings are that come to us if we pay our tithing? What are the blessings we receive if we do pay? We receive both Spiritual and Temporal blessings.
For example, when I left home to go to College, I carried my tithing with me in hopes that I would be able to pay in my new ward. I did not pay it. I held the money for a month. While I did this, I was looking for a job. I could not find one. I looked and looked. When the time came that I decided to pay, within the next 24 hours, I had 3 job offers! Why did I not do it sooner? Why did I “Rob God?” and why did I rob myself of these blessings? Other times, when my health needed to be strong, when I paid my tithing, I had a miraculous amount of strength. I had endurance! My family was happy, there was peace in my home. These are great blessings!
There are many talks from our Prophets and other general authorities concerning these issues.
Why are we not listening? Do we really want to be burned? Have we forgotten what happens if we do not pay?  Are we earning so much money that we do not feel we need the blessings? Are we earning too little money where the question of whether we pay the rent or our tithing becomes the issue? Have we talked with our bishop and asked him for guidance? Have we gone to our family?
Tithing has been around since the time of Adam and Eve. We are to give a percentage of all that we have to Heavenly Father because it is his anyway. I understand that we have heard this before, but have you thought what the tithing would be used for? For buildings, learning materials, for Temples…

How about the fast offerings? How are they used? These items are in the hands of our chosen leaders and they are to listen to Heavenly Father as to what they are to do with it. Normally, it is used to assist those in the ward who needs that little blessing to help them keep going.

Have you been one of those? I have. I cherish the moment that I have had to ask for help. This is because it is given. There is hope created because there will always be the blessing of plenty for those who truly need it. I may not like to go for help, but that is because I have been taught that I am the only one who will change my life. I should be able to support myself. But, there are times when this is not the best answer. If I am able to give back, I try to give what is expected in my tithing, but I try to give more in my fast offerings. If it is a matter of money, then remember, there is a promise that the Savior will give 10 times back what you have given. I have tried this and with a prayerful heart, gave all that I have and found that sometime during the next week, the amount has been multiplied at least 10 times!
Try this, what have you to lose? Give of your tithes and fast offerings first when you receive your bounty. You will not miss it if you do so.  I love this gift and I appreciate the ability to see blessings in action.

Am I Fasting or Starving?

Matthew 6:16-18
Moreover when ye fast, be not, as the hypocrites, of a sad countenance: for they disfigure their faces, that they may appear unto men to fast Verily I say unto you, They have their reward. But thou, when thou fastest, anoint thine head, and wash thy face; That thou appear not unto men to fast, but unto thy
Father which is in secret: and thy Father, which seeth in secret, shall reward thee openly.

Many times, I have taught the value of fasting to my children, but it seems that I had at least one that did not understand no matter how I have tried to teach him. On Fast Sunday, as soon as our meetings were finished, he gathered his brother and sister and found me and dragged us to the car so that we can drive home as quickly as we can and eat everything in sight!
What is fasting?

Well, to me, it is a time set aside to focus on the most important issue that needs to be addressed with our Heavenly Father. It is a time where all other things are set aside, including eating, so that the communication is clear. How can you focus on your closest desire and be making a sandwich? How can
you talk with Heavenly Father with a singleness of thought when you are trying to decide if you want cheese or not on that sandwich?
Is Fast Sunday a day once a month that we suffer because we miss a couple of meals? Or is it a time to reflect? A time to heal?
I had a question that I felt that I needed to have answered. I asked for my Home Teacher to come by that night for a blessing. I wanted to make sure that I was hearing what was correct and not just my imaginings. So, I decided to fast. I thought that it would be difficult. I do not normally fast other than on Fast Sundays, or for a long period of time. It was in the middle of the week, so I was able to skip breakfast, then when lunch came around, my non-member friend who always walked with me to find restaurants to eat at, wanted to go. I told her that I was not going to eat. This surprised her, but not so much as the fact that I told her that I also was not going to drink anything-including water. So, we walked together. She ordered a meal and ate it in front of me, but it did not bother me because we were talking about the value of fasting and it has opened up a lot of doors to discussions that we have had since. I was not hungry. I was still praying through the day in preparation for the blessing that I was to receive. Meanwhile, many of the answers were being answered during the day, but not the main one. I was grateful for each answer, but I was still waiting for the big question to be answered. My Home Teacher came by and brought another with him. I am not sure if they had been fasting as well, but I had found that most Priesthood holders will fast before a blessing. This helps them as well. I was given a blessing. I asked specific questions, but the answer was not specific. In being thus, it has even blessed me more than I had thought! Instead of a yes or no, it was more along the lines of being “You will receive the peace to know your answers.” For many days afterwards and even now, I am still blessed from this particular blessing. No, I never got a direct answer  for the one question to be answered, but I had let it go and began focusing on what is far more important-
Eternal Life.
That is more important. The rest will fall into place. By the way, I did not eat until the next day because I was not hungry. I really was not hungry even then, but when I did break my fast, then the body reawakened and let me know what it’s needs were.
Try this, use it with a sincere desire to understand not only the act of the fast, but to understand the blessings that come from it. I know that you will be blessed if you do these things.

Financial Management in a relationship

Statistics state that many marriages are destroyed because of lack of communication and bad decisions concerning money.
It has been my advice to my daughter that when she married, to make sure that she had an account for her, he had an account for him and then they had a joint account to take care of all household expenses. This way, she had spending money that she did not need to account for down to the penny and he did as well. Because they have heeded my advice, they were able to afford a house, they were able to go out and they were able to purchase items for each other without having to account for everything to each other.
Now, I am sure that many like the idea but there are many who do not. Let me address the ones that do not.
In my first marriage, I was expected to earn money-but not more than my husband. All of this money then went into the expenses for the family care. The sad part was, if I wanted to purchase his Christmas present, he knew how much it was. He would give me a certain amount to spend at the grocery store and then I had to stay within the tight budget to feed all of us($40 for the week for a family of 5 was normal). When I received a paycheck, I signed it and then never saw it again. I had no idea how much the bills were. We did not discuss them because he felt that he was the man of the house and he should take care of all of it.
When we separated and prepared for the divorce, I had no credit because my name was not on most of the bills. I had no budget, so did not know what our expenses would be. According to Elder Marvin J. Ashton, “How important are money management and finances in marriage and family affairs? May I respond, ‘Tremendously.'”
How could I pay tithing when I did not know how much it was?
How could I invest for my future when I had no idea what my present was?
How could I balance my checkbook when I had no idea what was out there?
How could we make a decision about how to improve our lives without knowing what our options were?
Now, I work in finance. I allow myself to play a little bit. I know how much is coming in and how much goes out. I actually get to touch my check before it is gone. I am able to pay my tithing and know that I earned it. I am empowered and you know what? I like it!
So, does this mean that I am in charge in my new relationship? No! We have already agreed that there will be a family joint account that will be contributed by both of us. We will share the bills and if one is not able to keep up their end, we will work it out. But I told him that my wish is that I purchased items for him because I wanted to, not because I had to. He understood and highly agreed!
May we all be willing to talk about things such as finance without feeling cautious with each other is my wish.

Mary